Wolcott Realty | Westfield Real Estate, Russell Real Estate, West Springfield Real Estate


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When it comes to homeowner’s associations, you need to know what type yours is before you determine whether to “join” it. There are two types of associations, covenant-based and voluntary. When homeowners ask about requirements to join a homeowner’s association, they may believe it is optional, but if our association is covenant-based, you have automatic membership by virtue of being a property owner.

Here’s How They Work

A voluntary association is a group of property owners that collectively decide how to improve their neighborhood. By the time you move into the neighborhood, the HOA may be well-established, so you’re not aware of how it started. Such HOAs are more similar to neighborhood improvement clubs, local sports team sponsors and other folks that join in order to develop a sense of community.

A covenant-based HOA is a contract that is part of the land purchase agreement within a development. That means that all property owners automatically must retain membership and that agreement is binding on all future owners within the specified development.

Future Owners

You might question how a contract is binding on future owners, but in the case of a covenant-based homeowner’s association, the covenant “runs with” the property as recorded in the county land records office. The document that spells out the covenants attaches to the property deed. When you buy a lot or home in the development, the original deed and any liens or covenants that attach to it become your responsibility.

Often, the original developer set up and controlled the association until the last piece of land sold or a sufficient number of homes sold so that the running of the association could transfer to the owners. Typically, these determinations are part of the original covenant documents filed with the county records. HOAs run by a board of elected owners from within the development. Unlike a voluntary association, renters or leaseholders cannot become members even though they are bound by the rules and conditions of the association.

Know Which Type It Is

Before you choose to purchase a home in a neighborhood with an association, learn whether it is voluntary or covenant-based. Ask to see copies of the covenants, conditions and rules (CC&Rs) before you commit to purchasing in that development. Your real estate agent can write a contingency into your purchase contract to require approval of the CC&Rs if you’re concerned about living within the HOA.


This Single-Family in Longmeadow, MA recently sold for $340,000. This Cape style home was sold by Office Russell - Wolcott Realty.


733 Laurel St, Longmeadow, MA 01106

Single-Family

$345,000
Price
$340,000
Sale Price

8
Rooms
4
Beds
3
Baths
Character, charm and quality shine throughout this impressive Laurel Street home-Feel the Warmth and Welcome as you enter the property-into the updated kitchen with breakfast bar seating, large living room featuring a fireplace with vent free gas log insert and wood floors (under carpet) connecting to the dining room with built in hutch. First floor features include Master bedroom, and second bedroom/office, along with stacked laundry (additional hookups in basement). Lovely sun porch offers entry into the yard from this home. The second floor offers two extra large bedrooms as well as a full bath and an oversized cedar closet. Electric roof coils, attached shed, and stand up storage above garage add more value. This home is all accessible(to the first floor) via an electric lift in the two car attached garage . The basement is partially finished and contains a full bath, wet bar and washer/dryer hookups. This property, owned by one family is a true gem.

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1090 Worthington St, Springfield, MA 01109

Hill McKnight

Single-Family

$385,000
Price

13
Rooms
9
Beds
3/1
Full/Half Baths
Spectacular 15 room Tudor Mansion in Springfield's historic McKnight neighborhood. This grand and spacious home has been lovingly restored, maintained, and modernized while preserving its elegance and old world charm. Over 6000 sq. ft. featuring oak floors throughout, beamed ceilings, wainscoting, and plaster strapping for the living room ceiling. Stained glass windows on the grand stairway are just some of the fabulous design features in this artisan home, as are the large fireplaces. Fully updated kitchen with granite ...gardens enhance the beauty of the 1/2 acre grounds of this stunning and historically accurate home. Additional upgrades include in ground sprinklers and remote control gate. Absolutely a one-of-a-kind gem!
Open House
No scheduled Open Houses

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1090 Worthington St, Springfield, MA 01109

Hill McKnight

Single-Family

$399,900
Price

13
Rooms
9
Beds
3/1
Full/Half Baths
Spectacular 15 room Tudor Mansion in Springfield's historic McKnight neighborhood. This grand and spacious home has been lovingly restored, maintained, and modernized while preserving its elegance and old world charm. Over 6000 sq. ft. featuring oak floors throughout, beamed ceilings, wainscoting, and plaster strapping for the living room ceiling. Stained glass windows on the grand stairway are just some of the fabulous design features in this artisan home, as are the large fireplaces. Fully updated kitchen with granite ...gardens enhance the beauty of the 1/2 acre grounds of this stunning and historically accurate home. Additional upgrades include in ground sprinklers and remote control gate. Absolutely a one-of-a-kind gem!
Open House
Sunday
June 14 at 11:00 AM to 1:00 PM
Due to COVID all visitors must wear a mask and owners request that only potential buyers tour this home. The number of people allowed in the home will be restricted per COVID guidelines.
Cannot make the Open Houses?
Location: 1090 Worthington St, Springfield, MA 01109    Get Directions

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155 Maple St, Springfield, MA 01105

Commercial

$190,000
Price

1
Buildings
Commercial Condo
Type of Comm.
63,162.00
Lot Size
This well maintained commercial condo has five private offices, two conference rooms, a waiting room, Bull pen for three assistants, bookkeeping area and kitchen facilities. The condo association is well managed. The association balance sheet show substantial reserves for parking lot, roof and elevator replacement. The Association provides building security and maintenance services. Security cameras are in use in public hallways and parking areas. Approximately 100 private parking spaces accommodate all building employees and invited guests.
Open House
No scheduled Open Houses

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